How to Ship High-Value Items Safely in the UK
Written by Omair Sao · updated · checked against Royal Mail: sending in the UK and InPost UK: locker sizes and compensation · how we check
The courier that is fine for jeans and paperbacks is usually the wrong courier for a designer bag, a graded card or a phone, not because it is more likely to lose the parcel but because of what it pays if it does. This guide sets out what each UK courier actually compensates, what Vinted and eBay cover on top, when Royal Mail Special Delivery is the right service and what it costs since the October 2026 price change, what to do above £750, and the photographs and receipts that decide a claim.
The short answer
For items over about £100, Royal Mail Special Delivery is the safest mainstream option: up to £750 of compensation as standard (£1,000 or £2,500 for a small extra fee), guaranteed next-day delivery by 1pm and a signature, from £9.85 online since 5 October 2026. InPost covers second-hand items only up to £50 and pays nothing for collectables, glass or ceramics; Evri's standard cover is £20 (up to £999 if you add it when booking direct); Royal Mail Tracked 24 and 48 include £75. On Vinted and eBay the marketplace's protection applies to integrated-label orders. For items over £2,500, arrange separate parcel insurance before posting.
What each courier actually pays
InPost's network maximum is £500, but the figure that matters to resellers is £50: the most it pays for a second-hand item, based on its pre-owned value, or for materials on a handmade one. Glass, ceramics, collectables, trading cards, electronics without batteries and documents are non-compensatory, and there is no way to buy extra cover. Evri includes £20 and lets you raise it to £999 when booking directly, with exclusions. Royal Mail includes £20 on 1st and 2nd Class, £75 on Tracked 24 and 48, and £750 on Special Delivery, which can be raised to £1,000 or £2,500 for a small fee. Those four numbers decide the courier for anything worth more than £50.
What Vinted and eBay cover on top
Vinted covers orders sent with its own label up to £500, whichever carrier the buyer chose, provided you used the Vinted label and got the parcel scanned in time. eBay's Simple Delivery protection covers loss and damage from the first carrier scan if you posted inside your handling time. Both are far more than the couriers' own cover, which is why an InPost locker is acceptable for a £300 jacket on Vinted and not for the same jacket sold on Facebook Marketplace. Above the marketplace limits, or outside a marketplace, the courier's cover is all there is.
Special Delivery: when and what it costs
Special Delivery Guaranteed by 1pm is the service for anything over about £100 sent outside a marketplace, and for marketplace sales above the platform's cover. Since 5 October 2026 it costs £9.85 online for up to 100 g and £16.05 for up to 2 kg, with £750 of compensation included; the £1,000 and £2,500 levels cost a few pounds more. It must be handed over at a Post Office counter (not a locker, Collect+ shop or postbox) and the recipient signs for it, which is the strongest evidence you can have against a false 'not received' claim.
Over £750, and over £2,500
Between £750 and £2,500, raise the Special Delivery compensation when you buy the label; it costs a few pounds. Above £2,500 no consumer courier service covers the item, so arrange separate parcel insurance from a specialist insurer before you post, and check the policy's excluded categories (jewellery, watches and cash are often excluded or capped). Marketplace dispute processes such as eBay's Money Back Guarantee are separate from loss-in-transit cover and do not replace it.
The evidence that decides a claim
Photograph the item from every angle before packing, including brand labels, serial numbers and authentication tags, then the item inside the open packaging, then the sealed parcel with the label on. Keep the proof of postage or locker confirmation and the tracking number until the buyer confirms receipt, and add the tracking to the marketplace order immediately. Pack valuable items in a box with padding, double-boxed if fragile, rather than a mailing bag. Without photographs and proof of postage, couriers decline most claims and marketplaces side with the buyer.
Worked example
A designer handbag sold for £420 on Vinted, buyer chose InPost. Vinted's protection covers the order up to £500, so a locker is acceptable: the seller photographs the bag, its serial tag and the packing, boxes it inside a mailing bag and keeps the locker confirmation. The same bag sold for £420 through a Facebook Marketplace message is a different job: no platform cover, InPost would pay £50 at most, so it goes by Royal Mail Special Delivery at £16.05 with £750 of cover and a signature, handed over at the Post Office counter.
Sending something valuable
- 1Check the item's resale value: anything over £50 deserves tracked delivery with cover to match
- 2Selling on Vinted or eBay: use the marketplace label and rely on its protection (Vinted up to £500, eBay from the first scan)
- 3Selling elsewhere, up to £750: Royal Mail Special Delivery, handed over at a Post Office counter
- 4Over £750: raise the Special Delivery cover to £1,000 or £2,500; over £2,500: separate parcel insurance
- 5Photograph the item, its identifiers and the packing at every stage before sealing
- 6Box and pad valuable items; double-box anything fragile
- 7Keep the proof of postage and tracking until the buyer confirms receipt, and add the tracking to the order immediately
How valuable parcels end up uncovered
- Relying on courier compensation alone; InPost pays at most £50 for a second-hand item and Evri £20
- Not photographing the item before packing, so there is no proof of condition or identity for a claim
- Treating a signature as proof of delivery on its own; keep the tracking and the photographs too
- Assuming marketplace protection applies when you used your own postage; it does not
- Sending items over £750 by Special Delivery without raising the cover, or over £2,500 without separate insurance
Questions sellers ask about this
What is the safest courier for high-value items in the UK?
What is InPost's maximum compensation?
Does Evri offer cover for expensive items?
How do I ship a designer bag safely?
Should I add insurance when selling expensive items on Vinted or eBay?
What should I photograph before sending an expensive item?
Sources checked for this guide
Figures were checked against these official pages on 6 October 2026. If one of them has changed since, please tell us and we will correct the guide.